Which Insurance Plans Does Bone & Joint Accept?

Thank you for considering Bone & Joint as your orthopedic or pain management care provider. Bone & Joint has been an independently owned practice since 1969 and is a member of the Aspirus Network.

Below is the list of health insurance plans that we currently accept. Please review the list to see if your insurance carrier is listed. If you do not see your insurance carrier listed, please call the number on the back of your insurance identification card to verify your network coverage. Since we are classified as orthopedic and pain management specialists, sometimes an out-of-network authorization is granted.

Please note: If you purchased insurance through the Marketplace — the Affordable Care Act (ACA) or ObamaCare — please call us. We’ll make sure we are contracted by your plan.

Bone & Joint Surgery Center Deposit Requirements

Click here for Financial Information for Patients Scheduling Surgery at Bone & Joint Surgery Center

Accepted Insurance Carriers

  • The Alliance Employer Cooperative
  • Anthem Blue Cross Blue Shield of Wisconsin
    • Commercial HMO / POS / PPO
    • Commercial Indemnity / Traditional / Standard
    • Commercial Other – State-Specific
    • Medicare Advantage HMO / PPO
    • Affordable Care Act (ACA) on/off Exchange Plans
  • Aspirus Health Plan
    • Commercial HMO / POS
    • Exclusive Affordable Care Act (ACA) on/off Exchange Plans
    • Medicare Advantage HMO / PPO
  • ChoiceCare
    • Commercial PPO / POS / EPO
  • CIGNA
  • Direct Employers
    • Bone & Joint Clinic
  • Group Health Cooperative of Eau Claire
    • Commercial HMO ONLY
  • HealthPartners
    • Commercial PPO
  • Humana
    • Commercial HMO / PPO / POS / EPO
    • Medicare Advantage HMO / PPO / POS
    • Medicare Network PFFS
    • Traditional Plans (Indemnity)
  • Interplan Health Group / HealthSmart
  • Medicaid
    • Medicaid Title 19
    • Security Health Plan Medicaid
  • Medicare
    • Medicare Part B
  • MultiPlan, Inc.
    • Aetna – Commercial PPO
    • Dual (two or more competing provider networks – Marshfield Clinic & Ministry Health Care)
    • HealthEOS – Commercial PPO (Wisconsin statewide)
    • Limited (Aspirus Network Community Plan – ANI CIN and Affiliate)
    • Northcentral Employers Healthcare Alliance (NEHA) fka North Central Healthcare Alliance (NCHA)
    • PPO
    • PHCS (including Beech Street) – Commercial PPO
  • Security Health Plan (SHP)
    • Most Commercial HMOs
    • Medicare Advantage HMO
  • Tricare/Military
  • Optum VA
  • United Healthcare (UHC)
    • Commercial HMO / PPO / POS / EPO
    • Medicare Advantage HMO / PPO
  • Wisconsin Educators Association Trust (WEA)
    • Standard (Indemnity)
    • POS
    • Trust Preferred (PPO)
  • Wisconsin Physician’s Service (WPS)
    • Traditional (Indemnity)
    • Commercial HMO
    • PPO / POS / EPO
  • Workers Compensation
    • Does not include Federal Department of Labor Claims
    • Does not include Federal Employment Labor Act (FELA); specific to Railroad Workers

Patient Advocate Team

At Bone and Joint, we put our patients first. When speaking with medical professionals, it is easy to feel overwhelmed by medical jargon and insurance policies. That is why we offer patient advocates to answer any questions about insurance benefits, financing, and more. We offer a wide range of resources to ease the minds of our patients before, during, and after the visit.

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